7 Home Based Phone Jobs – No Credit Check Required

A huge portion of legitimate work from home jobs out today are call center jobs. There are many virtual call centers that require credit checks before you are hired. Sometimes this can be a big obstacle for those that want a home based phone job, but it not sure which companies will conduct a credit check. This list of companies may give hope for those that may have issues with their credit.

The EASIEST Ways To Earn Extra Cash Online...

Note : I am giving you this information from the best of my knowledge. I do advise you to thoroughly check out each company yourself, because companies guidelines can change as time pass.

7 Home Based Phone Jobs – No Credit Check Required

1-800 Flowers

1800Flowers is a floral delivery company that hires seasonal call center agents across the US. Most of their hiring is done around the holidays, where agents handles customer service orders by phone. This company only hires in the following states: Arizona, Delaware, Florida, Illinois, Montana, New Hampshire, New Mexico, New York, Ohio, Oklahoma, Oregon, Tennessee, and Texas. Pay is $9 per hour and includes paid training with no credit or background check. Even though this a seasonal work at home job, these opportunities can be turned into full-time positions.


Asurion is a technology company that offers home based positions in the US. They sell insurance for electronic devices such as televisions, cell phones, computers and more. You will be assisting customers regarding anything from lost, stolen or damage mobile phones to malfunctioning computers or TVs. Asurion pays their customer care agents around $9 per hour. You will need to be flexible with you schedule because there are many different hours of the day you may be working. Bilingual Agents are much needed.

Home Shopping Network

Home Shopping Network (HSN) is a very well known company that offers home based sales and customer service positions. Agents working from home will handle sales transactions, customer concerns, and upsells on merchandise. The positions are only available in the following areas: St. Petersburg FL, Roanoke VA, and Nashville TN. The pay is $11 per hour for the customer service positions, and $10 per hour for sales agents with paid training. In addition, you will receive employee benefits that include 401k, paid-time off, and employee discounts. No credit check is required to work for this company.


Voicelog is a company that hires independent contractors to handle incoming phone calls for third party verification. The two types of work at home positions that VoiceLog offer are a Live Operator and Third Party Verification Agent. The live operator “receives live verification calls for telephone companies and other service industries looking to help combat sales fraud.” The verification agent “listens to recordings of sales calls to determine if the sale is valid or if there is evidence of sales fraud or undue customer confusion.” Verification agents make a guaranteed rate of $8.50 per hour. The Live operators make around $8.50 – $9.50 per hour. Bilingual agents are able to get paid more. This company does not require a background check or credit check.

Alorica at Home

Alorica at Home is a virtual call center, similar to Liveops and Sykes Home, that recruit agents to handle incoming customer service based calls at home. This company allows you to be very flexible by allowing employees to choose their own hours. The pay is not specified on the website. You may be compensated by minute, per call, or, a guaranteed hourly rate, It varies based on the program and schedule you work. The company hires agents as employees and offers some benefits. No credit or background check is required.

Working Solutions

Working Solutions is another virtual call center that recruits agents to handle sales, reservations, technical support, and customer service. Work from home agents usually need to be available to work at least 20 hours a week.The pay varies and can range anywhere from $7 to $30 an hour depending on the type of project you apply to. Some positions handle incoming calls while others make outgoing calls. Agents are hired as independent contractors and are not required to complete background or credit check.

Regardless of your past credit, working from home can still be a great option for most. Find a company that will best fit you and your needs.


Grab This Guide!

Youtube Channel


This Post Has 3 Comments

  1. P Kennedy

    NexRep does too want a criminal background check. It’s on the first page of their application! I suppose if you ticked the box “no” you’d not get any further with the application.

    1. Lashay H.

      Ok Thanks! They have changed their rules. I’ll remove them from the list.

  2. Missteena

    THANK YOU so much for all of your help and support!! it can be very overwhelming and discouraging to spend hours on a resume, cover letter, references, and application just to find out that your credit/background check knocks you out of the position.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.