The holiday season will be here before you know it. While some of us want to enjoy the fall season to the fullest and not even think about snow, holidays, and gifts, the best thing you can do is start preparing your finances early in a stress-free way.
If you don’t have the time or availability to side hustle or get a second job to bring in extra income, you can always try some of these simple ways to earn rewards and gift cards that you can cash in around the holidays to ease the financial pressure.
Swagbucks is one of the easiest ways to earn gift cards that you can use for purchases. Once you sign up, you can take surveys, watch videos, search online, and more to earn Swagbucks. After you earn enough Swagbucks, you can cash them in for gift cards.
Swagbucks has many different retailer gift cards along with restaurant gift cards to choose from. What I like about Swagbucks, is that it doesn’t take long to earn points. You can log on whenever you shop online for some easy points. Or, you can spend less than 10 minutes per day taking surveys and watching videos in order to earn more points.
When you earn 2500 Swagbucks, you can cash that in for a $25 gift card. My personal goal is to earn at least 2-3 gift cards before Christmas. This is a realistic goal, but it is best to start in the fall. Not a member with Swagucks? It's free, join here.
Shop Through Rakuten
Rakuten (formerly Ebates) is a rewards site similar to Swagbucks, but you earn your rewards through shopping online. You can shop online with your favorite retailers through Rakuten's website and earn cash back depending on the offer.
For example, shopping on Amazon with Rakuten may get you up to 7% cashback. Keep an eye out for stores offering double cash back. This is a great reward! Using Rakuten is great if you don’t want to have to deal with having a cash back credit card and overspending with it.
Rakuten often has promotions and extra rewards for users who share the platform with others. For example, if you refer a friend, you might be able to earn $10. If you refer 3 friends, you may even earn $60. Additionally, you’ll receive $10 when you make your first $25 purchase within 90 days through Rakuten! Extra rewards vary depending on when you signup, so make sure you read the fine print on the website closely.
Rakuten rewards are great for after the holidays as well because most of us get pretty drained financially. So if you shop online for most of your gifts through Rakuten, you can receive a little cash back afterward.
You can take surveys during your lunch break, before work, on weekends, or whenever it’s convenient for you. Most survey companies pay every 30 days by check or Paypal. Vindale Research even claims they will send users an extra $5 if they send pictures when they receive their payment.
It’s best to get started taking surveys now, so you can have the cash on hand when you need it for the holidays.
The Benefits of Starting Early
While you don’t have to start thinking about the holidays super early, it doesn’t mean you can’t do little things to prepare. These three options require low effort on your part and can put cash in your pocket by the end of the year if you start today.
Have you ever used any of these websites to earn extra cash? What was your experience like?
Looking for more ways to earn money for the holidays?